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Get evaluated as soon as possible—even if symptoms seem mild. Injuries often appear hours or days later.
No.
Most PIP plans do not require a referral for chiropractic or rehabilitation care.
Inflammation and soft-tissue injuries may take 24–72 hours to develop noticeable pain or stiffness.
Yes.
PIP generally covers evaluation, chiropractic care, massage therapy, rehab, and imaging.
No.
Opening a PIP claim does NOT increase your premiums, punish you, or count as a claim against you.
PIP is a no-fault medical benefit—it exists to protect you and ensure proper treatment after an accident.
Yes.
Even low-speed collisions can cause soft-tissue injuries, ligament strain, or whiplash.
Most patients improve within 4–12 weeks, depending on severity, age, and consistency of care.
No.
Delaying care can lead to chronic pain, stiffness, compensations, and scar tissue formation.
Yes.
Clinics can provide notes, imaging results, progress reports, and treatment summaries when needed for your claim.
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